Here is a step-by-step guide on how to pay through Zelle:
Access Zelle: You can find Zelle in the mobile banking app of its partners. If you already have your banking app on your phone, there’s no download necessary. If your bank or credit union doesn’t offer Zelle yet, download the Zelle app to get started.
Pick someone (you trust) to pay: You only need the recipient’s email address or U.S. mobile number tied to their bank account in the U.S. You should only send money to people you trust.
Follow the instructions: Follow the steps to enroll and start sending and receiving money. If your bank or credit union offers Zelle, you may already be able to send and receive money.
Send or request money: There are no fees to send or receive money and enrollments typically process within minutes.
Before proceeding, be aware that you are required to have a U.S. checking or savings account to use Zelle. Transactions between enrolled consumers occur in minutes and do not usually incur transaction fees. Always check with your financial institution to confirm this.
Sources:
Zelle Official Website
Bankrate: How to use Zelle, A beginner’s guide to digital payments